Category: Life Insurance

Financial planning is not always cut and dried. Changes are likely to occur in a person’s life, and financial needs and goals shift along with...

Voluntary life insurance is an optional benefit offered to employees by employers. It pays cash benefits to a beneficiary upon the death of the insured....

The right to privacy is a bedrock of American values. However, for purposes of life insurance, privacy does not extend far. Your insurance company receives...

People in their 20s and 30s may believe that they are too young to need life insurance. In some cases, they may put off purchasing...

When you purchase life insurance, choosing your beneficiaries is a challenging yet crucial step in the process. Who to name as your beneficiaries is something...

A graded death benefit policy is a type of whole life insurance policy with a waiting period. It may be an option for people who...

Death is as certain as taxes, and your final expenses may be more than you are anticipating. That’s why it makes sense to purchase final...

A life insurance policy is a wise investment, but also a financial commitment. Most are effective for 30 years or more. For your policy to...

In most cases, life insurance benefits are paid out after the insured dies and a claim, along with a certified copy of the death certificate,...

When you purchase life insurance, you pay the premiums for years or decades, and your beneficiaries collect the benefits when you pass away. It is...